Moza AI is the conversational way to use Moza. Ask about your money in plain language and it answers — pulling up records, drawing a chart, explaining a concept, projecting a forecast, or proposing an action you confirm.
It's an explainer and a helper, not a general chatbot, and it never invents numbers.
How it works
Open Moza AI from the top bar, type a question, and Moza routes it to the right answer automatically — you never pick a “mode”.
Things you can ask:
- “How much did I spend on groceries last month?” — pulls the records.
- “Show my spending trend” — draws a chart.
- “Add a $4.50 coffee expense” — proposes an action you confirm.
- “Can I afford a $1,200 laptop?” — runs an affordability check.
- “When will I reach my savings goal?” — returns a forecast.
How it stays trustworthy:
- Every figure comes from your real data; charts are built from your analytics, never imagined.
- When you ask it to make a change, it shows a confirmation first — nothing happens until you approve.
- Below a confidence threshold, it asks a clarifying question instead of guessing.
Limitations
- Using Moza AI consumes AI Credits. Lookups, charts and confirmed actions cost 1; deeper analysis costs 3; forecasts and affordability decisions cost 5.
- Conversations are temporary by design — your financial data is the record, not the chat. Starting a new conversation clears the current one (it never touches your transactions, goals or budgets).
Common Questions
Can Moza AI add or change transactions?
Yes — describe what you want and it proposes the change. You confirm before anything is saved, and the action is logged in your Activity with a 'via Moza AI' label.
Does it see all my transactions?
No. It works from prepared, redacted summaries of your data — never your raw ledger — so answers stay private and grounded.
Do my conversations get saved?
Conversations are temporary. The source of truth is your financial data, so there's no long-lived chat archive; starting a new conversation clears the current one.