Linked Financial Goals & Sinking Fund Milestones

Set target goal balances for home down payments, emergency funds, or vacations, linked directly to dedicated bank accounts.

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The Problem with Unlinked Savings Targets

• Savings targets in notes apps drift out of sync with actual bank checking and savings balances.
• No automated velocity tracking to tell you if you're on pace for your target date.

The Moza Way: Account-Linked Goal Allocation Models

• Link goals directly to bank accounts or category envelope sinking funds.
• Track monthly required velocity and projected completion dates automatically.

Key Capabilities

• Milestone Velocity Engine: Automatically calculates monthly contribution pace needed to hit target dates.
• Account Linkage: Lock funds to specific savings accounts so you never spend goal reserves accidentally.

Frequently Asked Questions