90-Day Forward Cash Flow & Financial Runway Forecasting
Project future bank checking balances based on recurring income, scheduled bills, and historical spending velocity.
The Problem with Retrospective-Only Financial Dashboards
- Standard banking apps only show past transactions, leaving you blind to upcoming liquidity dips.
- Guessing whether your checking balance will stay positive through month-end creates anxiety.
The Moza Way: Dynamic Cash Flow Projection Curves
- Combines expected income, recurring bills, and category velocity into a 90-day balance forecast line.
- Flags potential low-balance warnings weeks before they occur.
Key Capabilities
- 90-Day Balance Trajectory: Interactive chart projecting daily checking and savings balances.
- Low-Balance Early Warning: Alerts you if scheduled bills will drop your account below safe thresholds.
Frequently Asked Questions
Does cash flow forecasting include variable spending?
Yes. It factors in baseline category spending velocity alongside fixed recurring bills.
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